You were right to look for financial advice in this situation. Most people don’t understand that it’s better to pay some money to an advisor and have all their financial business sorted out than to be in tons of debt.
I am a medical professional, and I work with http://www.thefinitygroup.com to manage my finances and basically earn more than I spend. Since I started to work with them, my financial state has improved. It is not something I could’ve done myself because I am bad with math and all this financial stuff. That’s why we need proper financial education in our schools.